Saving in a traditional bank account these days is like lighting money on fire. Even high yield savings rates at 0.70% just do not cut the mustard. We think everyone should have access to passive income. Tellus delivers high yield backed by durable residential real estate, not the rollercoaster of the stock market or crypto. And what’s better? No lock-up periods and no fees.

5.50% APY WITH TELLUS RESERVE ACCOUNT
Jumpstart your savings and experience the highest-paying cash account with a supercharged 5.50% interest rate — 22x more than the national average savings rate[1], on balances up to $2,500.

3.95%-7.90% APY WITH TELLUS BOOST ACCOUNT
Put more money to work in a Tellus Boost Account with a solid 3.95% APY base rate — 16x the national average rate[1], on however much you want to save (no balance cap). If you’re lucky, you could earn as much as 7.90% APY with Free Daily Boost and Daily Trivia.

4.05%-5.125% APY WITH TELLUS VAULTS
Lock up your money for a fixed period in exchange for a higher interest than the Boost Account—earn 4.05% APY with a 3-month Vault, 4.65% APY with a 6-month Vault, 5.00% APY with a 12-month Vault, and 5.125% APY with a 24-month Vault. No cap, deposit as much money as you like into a Vault.

YOUR SAVINGS, STACKED YOUR WAY
Stacks are simple, customizable sub accounts that help you organize your savings and track your progress towards your financial goals; whether it’s a saving for a vacay, a wedding, or pet insurance funds. You can even put your goals on auto-pilot by setting recurring transfers directly from your bank.

HOW WE DO IT
We don’t rely on the stock or crypto markets to deliver yield. We earn our money by providing mortgages to single family real estate borrowers for property improvements. They’re typically 6-18 month loans and are always fully collateralized. Tellus holds these loans on our balance sheet, and they generate a predictable stream of income for us. In turn, our members enjoy a variety of rewards.

BENEFITS SUMMARY
● 3.95%-7.90% APY on your money
● No fees
● No lockup period (move your cash when you need it)
● Daily payouts
● No crypto or stock exposure
● No credit check

It only takes minutes to sign up. Don't miss out, join now.

Minimum deposit amount is $125.

REAL CUSTOMERS. REAL REVIEWS.
“This app is a very straightforward and very easy way to make a lot of money. Plus the customer service is wonderful to work with and brings you actual results without working through red tape or long waits. If you want to start really taking charge of your financial future, this is the way to go.” - Kylin H

“Super easy to use, a great way to invest and save for your future, your goals, or for any reason you want to save!” - Erick S

“#1 Savings App.” - MoneyAnd

DISCLOSURES
[1] National average savings rate refers to rates of savings accounts offered by US banks, as of 11/22/2022; Source: FDIC.

“The market” refers to the stock market. Tellus does not invest in the stock market, crypto or any other similar security.

Tellus is not a bank. Tellus is not FDIC insured.

All user deposits held in cash are custodied by Chase Bank (aka JP Morgan Chase). There are no fees for opening or using Tellus; however your bank might charge fees based on their terms of service. Tellus reserves the right to impose a funds aging requirement on certain deposits.

Banking services are provided by Chase Bank, Member FDIC. Payment solutions are provided by Stripe and Plaid.